While this present "financial crisis" is rumbling along sucking all the wealth from the poor to the very rich, we keep getting all sorts of economic explanations from the academics and politicians. We get Keynesian to Marxist theories thrown at us, all in jargon that doesn't mean much to the ordinary member of the public, the ones hardest hit. Seldom do we get the truth set out in accurate but simple form, that we can all accept and understand. The following is probably the most straight forward, honest and simplest explanation that will come your way.
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